Quick Answer: Are Visa Gift Cards Worth It?

How can I avoid paying a Visa gift card?

Local Financial Institutions.

Check with your local bank or credit union to find out if Visa gift cards without activation fees are available for you to purchase.

Many financial institutions offer these products to existing customers, and if you can purchase locally, you may be able to avoid a shipping fee..

Where can I get a visa gift card without paying a fee?

Republic Bank offers fee-free Visa gift cards to their customers. These non-reloadable gift cards can be used anywhere Visa is accepted. They are available in amounts ranging from $25 to $250. To purchase a Republic Bank Visa Gift Card, visit a location near you.

How much is a 100 Visa gift card?

Compare with similar itemsThis item $100 Visa Gift Card (plus $5.95 Purchase Fee)$50 Visa Gift Card (plus $4.95 Purchase Fee)Customer Rating4.6 out of 5 stars (4431)4.6 out of 5 stars (4559)Price$10595$5495ShippingFREE Shipping. DetailsFREE Shipping. DetailsSold ByAmazon Payments, Inc.Amazon Payments, Inc.4 more rows

Can you buy a Visa gift card online and use it right away?

Absolutely. Visa gift cards can be used online the same way you would use a credit card. Simply enter your Visa gift card information at checkout.

Do Visa gift cards have a fee?

Do All Visa Gift Cards Have A Fee Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee.

Why is my Visa gift card getting declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. … When the gift card is loaded with value (purchased), the gift card is automatically activated.

How long do Visa gift cards last?

seven yearsYes, Visa gift cards expire seven years from the purchase date. The expiration date is printed on your card for easy reference.

Why can’t I use my Visa gift card online?

4. Insufficient Funds on the Card. At GiftCards.com, the most common reason online transactions decline is that the card does not have enough money on it to cover the purchase.

How much is a Visa card at Walmart?

Purchase FeePurchase Fee$25 Walmart Visa Gift Card$3.44$50 Walmart Visa Gift Card$3.94$100 Walmart Visa Gift Card$5.44$200 Walmart Visa Gift Card$5.442 more rows

Do you lose money on Visa gift cards?

Gift cards can lose value if inactive for a year and state laws allow, but not always. … Bank-issued gift cards such as Visa gift cards may start to lose value via monthly service fees after a year of inactivity. Promotional gift cards may lose value or expire completely in an even shorter period of time.

How much is a $50 Visa gift card?

Compare with similar itemsThis item $50 Visa Gift Card (plus $4.95 Purchase Fee)$50 Mastercard Gift Card (plus $4.95 Purchase Fee)Price$5495$54.95$54.95ShippingFREE Shipping. DetailsFREE Shipping. DetailsSold ByAmazon Payments, Inc.Amazon Payments, Inc.Denomination50504 more rows

Are prepaid Visa cards accepted everywhere?

Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities.

How much can I put on a Visa gift card?

These cards, such as the Visa Vanilla, are gift cards that can be loaded for any amount from $20-$500 up to $500 per card, with a one-time, $4.95 fee per load.

What is the best gift card?

Here are the 10 best gift cards, according to the survey:iTunes.Starbucks.Walmart.Victoria’s Secret.Target.Amazon (also the most popular gift card this year, according to WalletHub)Best Buy.Chipotle.More items…•

What are Visa gift cards good for?

The Visa Gift card is a “non-reloadable prepaid” card, meaning the initial value is set by the person who purchased the card. Additional funds cannot be added later. The Visa Gift card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online.

What is the fee for a $500 Visa gift card?

Visa or Mastercard Gift CardsGift Card ValueGift Card Process/Print FeeUsage Fees$75.00 – $149.99$3.95$0$150.00 – $249.99$4.95$0$250.00 – $349.99$5.95$0$350.00 – $500.00$6.95$01 more row

Is there a $1000 Visa gift card?

Using the $1,000 Visa Gift Card You can use the $1,000 gift card just like a debit card with a PIN, except that you can’t withdraw money from the ATM or get cash back.

What prepaid cards have no fees?

17 Best Prepaid Debit Cards with No Fees for 2020Best with No Monthly Fees: NetSpend® Visa® Prepaid Card.Best with No PIN Transaction Fees: Brinks Prepaid Mastercard.Best with No Signature Transaction Fees: NetSpend® Visa® Prepaid Card.Best with No Reload Fees: NetSpend® Visa® Prepaid Card.More items…•